Housing

COVID-19 Housing Resources

Dear Community Members,

Public health and safety are the highest priorities for our community at this time, and City Council and staff are committed to serving you during the unprecedented challenges of the COVID-19 pandemic.

We know that many of you are faced with difficult economic circumstances due to sudden job loss, reductions in work hours, medical costs associated with the virus, and other related factors.  It is our hope that by connecting you with timely and updated resources designed to mitigate these financial impacts, it will offer meaningful support and alleviate some of your most pressing concerns related to your home and family.

The City of Westminster is not a direct provider of housing, but we partner closely with the local housing authorities in Adams and Jefferson Counties and non-profit organizations who do provide housing and housing services.  In addition, we work alongside county staff to allocate federal dollars to assist low-income individuals and families.

Our Economic Development team has professionals dedicated to housing and is working on broader economic recovery efforts as well.  We have included a list of housing resources below and will continue to add to this list as we receive updates.

Housing Resources for Renters

Housing Resources for Homeowners

Additional Information for Homeowners

HUD/FHFA

Last Wednesday (3/18), HUD announced that it would suspend foreclosures and evictions for mortgages insured by the Federal Housing Administration for 60 days. To read the notice, click the button below.

Similarly, the Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac to suspend foreclosures and evictions for at least 60 days due to the coronavirus national emergency. The foreclosure and eviction suspension applies to homeowners with an Enterprise-backed single-family mortgage.

And earlier this month, FHFA announced that Fannie Mae and Freddie Mac would provide payment forbearance to borrowers impacted by the coronavirus. Forbearance allows for a mortgage payment to be suspended for up to 12 months due to hardship caused by the coronavirus.

HUD - FHA Moratorium Notice

Colorado Housing and Finance Authority (CHFA)

CHFA is committed to their home mortgage customers during this difficult time and is continually monitoring available loss mitigation and home retention options. Those experiencing difficulties paying their CHFA home mortgage loan due to impacts of COVID–19, or other financial circumstances, are encouraged to work with CHFA’s Loan Servicing team by applying for hardship assistance online. For more information and to apply online, click button below.

More information and apply online

Resources for Multifamily Providers

Apartment Association of Metro Denver

Provides guidance for apartment managers and links to state and federal resources.

Learn more